Credit bureau Experian released a report that said San Diego-area consumers shoulder the highest debt among residents of the top 25 U.S. major metropolitan areas. The average debt per consumer in the San Diego area was $28,240. San Diego-Metro area also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 678 out of a range of 300 to 850. This piece of information alone justifies growth of San Diego credit repair companies. They aim to get your credit score to the minimum level ( 620 ) required for conventional mortgage.

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