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Smartbiz Loans

SmartBiz is the leading AI-powered small business financing platform equipping entrepreneurs with access to the right capital at the right time. To date, we’ve connected borrowers with more than $9 billion in funding while increasing efficiency for our network of banks and trusted lending partners. More than 230,000 entrepreneurs have utilized our platform to access the funding they need to grow, with 60% of loans made to minority, women, or veteran-owned businesses.

San Francisco, California
Financial Services
201-500 employees
Founded 2020

SmartBiz is on a mission to transform small business lending.


We guide small businesses through the financing process. Small business owners choose SmartBiz to help them identify the right lender and apply for the right financing for their business.


Move Boldly Foreward

We’re tenacious about growth and relentless in our pursuit of smarter, more intuitive small business banking for all.

Understand, Solve, Surpass

We seek to understand problems, identify solutions, and create breakthrough opportunities to help entrepreneurs realize their dreams.

Attain Simplicity 

We act with focused urgency to remove friction, persistently streamlining on behalf of ourselves, our teams, and our customers.

Operate with Empathy 

We show up fully and compassionately for our customers, aligning our efforts with their concerns and striving to be worthy of their trust and time in every interaction.

Enable Excellence

We continuously choose to position one another for success, striving to maximize our individual and overall team performance.

Diversity & Inclusion

The mission of SmartBiz Loans is something we're incredibly proud of and grateful for; 60%+ of the loans funded through our platform are for women, minority and veteran-owned businesses.  We are constantly reviewing, addressing, and taking action to make sure that those we serve externally are also served internally. And we just received our first diversity badge from Mogul.  We meet or exceed tech industry standards as it relates to diversity. We are proud of the hiring we're doing and have done. We're excited about all of the opportunities we have to do better and not be complacent - it's a constant source of motivation, conversation, and action.



Full medical, dental, and vision coverage for you and your family


Competitive salary with generous stock option package


Catered office lunches


Great coffee 24/7 ― we're serious about our coffee


Committed. To each other and those we get the privilege of serving. We care immensely about reducing the friction between banks and small businesses who need access to capital. We care about each other, we provide growth opportunities for every SmartBiz teammate, we've created a culture of feedback, and we practice gratitude. More than 30% of our team, even with recent growth, has been on the team for 4+ years. We have many 'boomerang' employees; some who left for a short period of time, others longer - and regardless of the time apart, we are excited they're back!

Opportunities at Smartbiz Loans