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Average credit score in Nashville is about 708 while national average is around 687. Nashville has one of the lowest credit score in the whole Nashville Metro area when compared with other cities like Allen TN ( 729 ), Keller TN ( 713 ), Carrollton TN ( 701 ), Sunnyvale TN ( 744 ). Bedford TN has the lowest credit score among all these cities with a poor score of ( 688 ). If you are living in Nashville metro area and have poor credit, it's easy to be tempted by promises of quick fixes.