I have been working most of my adult life. I am now 63. I lost my husband on April 9, 2016. He was 69 and would have been 70 in May after 44 years of marriage. I never expected to lose him at what I consider to be not an old age. When I lost him, I lost $2,000 a month in income. I had to learn how to conserve and budget the money that was coming into the house, which was my salary. I inherited a small retirement fund which pays $148 a month. When he died, I was immediately overtaken with grief and fear. The two don't mix well especially when you need your head to be clear. I applied for survivors benefits and was told I make too much money. Well, I don't make enough to make ends meet a month. I was shocked at how my money was not enough and my greatest fear was losing my house. I finally got into a debt relief program to handle the credit cards. And more recently, I found a lawyer who does mortgage modifications. So I am in the middle of that right now. It is surprising to me that there are no real benefits for widows. I may not know of all the benefits there might be but I doubt it. I am sure I am not the only widow with these kind of problems. There should be more benefits to help people like me and I would like to see more legislation in the future for that purpose.
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